The policy of Enstar Group Limited and its subsidiaries (“The Company”) is to respect and protect the privacy of individuals on whom we process data during the course of our business, including data relating to, customers, and claimants.
To fulfil this policy, The Company agrees to exercise the safeguards and precautions set out in this written notice (the “Privacy Notice”) to maintain the confidentiality of information we process in Bermuda and relating to Bermudian residents’ data that we control. Our representative office in Bermuda can be found at A.S. Cooper Building, 4th Floor, 26 Reid Street, Hamilton, HM 11, Bermuda.
As a firm with a global presence, we are subject to varying requirements of data protection legislation where we operate. Our aim is to be as consistent as possible, to obey all applicable laws, and apply the highest standard of privacy principles to our approach.
This Privacy Notice sets forth The Company’s current policies and practices with respect to:
We may process the following of data categories depending on our relationship with you:
Sensitive or Special Category data may include:
We collect this information from the following sources:
We process your personal data for the following purposes:
Our lawful basis for processing this data varies depending on the purpose of processing, these are outlined below.
We may transfer your personal data to third parties who are primarily business partners, reinsurers, third party administrators, and other parties involved in the processing of insurance claims. In addition, we are sometimes required to share data with other entities to comply with a law or regulation. This could include state or federal authorities, courts, external advisors, and similar third parties.
Our transfers are subject to a process of risk assessment. We have formal agreements in place with recipients outside of Bermuda to ensure they provide an adequate level of protection for your data, including technical and organisational security measures to protect your personal data.
Enstar Group Companies are also located in Australia, the USA, the United Kingdom, and the European Union. Where personal data transfers occur to these destinations, they are governed by safeguards which include International Group Data Transfer Agreements. We may transfer any information we collect mentioned above to these destinations.
We observe a number of data subject rights as required by international law and adopted by Enstar Group as our standard. You may have the following rights depending on the circumstances of your case and applicable local law.
To exercise your Rights, please contact the Data Protection Officer, Ms. Nikita Saini, at Enstar: [email protected].
Enstar does not engage in automated decision making or use artificial intelligence for processing the personal data it collects.
We only retain data for as long as necessary to process your data. Our retention policy varies depending on the categories of information we collect and according to applicable law. Due to the nature of our business generally, we hold information for 10 years, but this could be longer depending on our obligations to you or whether we have an ongoing legal dispute with you. A copy of our retention policy can be obtained on request.
We take the security of your data seriously and we implement appropriate technical and organisational measures to ensure a level of security appropriate to the risk of processing, including:
We ensure that those who have permanent or regular access to personal data, or that are involved in the processing of personal data, or in the development of tools used to process personal data, are informed of their responsibilities when processing personal data.
If you have any questions concerning this notice, please contact the Data Protection Officer, Ms. Nikita Saini, at Enstar: [email protected].
Our Data Privacy Policy, outlining the measures we have in place, can be requested from the Data Protection Officer, Ms. Nikita Saini, at Enstar: [email protected].